Rural Homeowners

A Policy For Rural North Carolina

Our Rural Homeowner program is designed to provide coverage options for homeowners that have incidental farming activity when farming is not the business of the insured.

As North Carolinians who live in your community, Alamance Farmers Mutual offers policies with rural North Carolinians’ needs in mind. We have independent agents across our state ready to help you find a rural homeowners policy that’s right for you and your family. Your financial well-being & security is our mutual concern.

Get Started

We Make Protecting Your Home Simple.

Connect

Our independent agents will get to know you, not just a list of facts about your home.

Cover

You’ll get a policy recommendation written for your needs.

Protect

Know you’re protected with a policy from a North Carolina-based company.

Customize Your Coverage

In addition to having protection for your home and incidental farming activities, optional coverages for barns, farm machinery, and small herds of livestock allow you to customize your policy to fit your needs. In addition to the coverages you would expect, the following are some of our most popular coverages available.

The Home Systems Protection coverage has been designed to plug the common insurance gaps with the broadest equipment breakdown coverage available.

Coverage for losses ranging from corrupted data, damage to software and operating systems, cyber extortion packs, fraud and expense reimbursement incurred in an identity recovery.
An affordable endorsement option that when added to your policy provides limited inland flood coverage for your home, certain other structures, personal property, and more.
Don’t miss out on the opportunity to set up autopay and save money on one of our flexible billing schedules. Choose between monthly, quarterly, or semi-annual.

Coverage for failures to exterior underground piping and wiring, providing services such as water, electric power, and internet to the home or a related private structure.